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deposit

UK/dɪˈpɒz.ɪt/US/dɪˈpɑ.zɪt/
nounB14 meaningsVery common — you will meet it every day · #2,351 of 15,258neutral

Other forms: deposits, deposited, depositing

A deposit is money you hand over first, to hold something or to prove you will come back for the rest. Two months' rent before you get the keys, twenty pounds down on a bike, the coin you feed into the trolley and get back at the end.

Watch the rent one, because learners lose money over it: a deposit is not the rent itself, it is held against damage and comes back to you when you leave the flat as you found it. As a verb it is what you do at a bank — you deposit your wages and the money sits there. Geologists use the same word for anything that has settled and stayed: a deposit of coal, a deposit of silt at the mouth of a river, the white deposit in the bottom of the kettle. All of them are things put down and left.

Definitions of deposit

  1. 1nounrentMoney paid up front and held until you pay the rest or bring the thing back.B1~11%

    “We paid a deposit of two months' rent.”

    synonyms: down payment

  2. 2verbdepositTo put money into a bank account.B2~45%

    “She deposited the cheque on Monday morning.”

    synonyms: pay in

  3. 3nounrockA layer of material that has settled in one place and stayed.B2~18%

    “The valley holds one of the largest coal deposits in the country.”

    synonyms: sediment

  4. 4verbleaveTo put something down and leave it there.B2~26%

    “The river deposits mud on the fields every spring.”

Shares are an estimate: a language model read 182 sentences found in the wild and placed 177 of them on a sense (5 were unclear) — a count of our sample, not a measurement of English.

Remember it

de-POS-it → a POCKET

Picture a pocket held upside down over the bank counter. Money runs out of it and will not stop — the drawer fills, then the floor, and the pocket still has more.

hooks ontopocket

Also practised as

  • nounThe money you pay up front and get back if you leave the flat undamaged.
  • nounA mass of useful material gathered in one place.

Where it comes from

Latin depōnō meant put down, and depositus was the thing put down. That is still the whole word. The money you set down at the bank, the mud a river sets down on a field, and the depot where goods are set down and left are the same idea three times over — depot and deposit are the same Latin word, arriving by different roads.

  1. Proto-Indo-European

    *tḱey-

  2. Latin

    depositus

  3. English, today

    deposit

Built from

  • depono · Latin — put down

Learned borrowing from Latin depositus. Latin depositus, past participle of depono (“put down”). a doublet of depot.

Etymology from Wiktionary, CC BY-SA

Practised in Business & Money

Practise this word

deposit in the wild

  • As of December 2025, the FDIC provided deposit insurance at 4,336 institutions.

    Federal Deposit Insurance Corporation

  • Because money is available on demand they are also sometimes known as demand accounts or demand deposit accounts.

    Transaction account

  • CDs require a minimum deposit and may offer higher rates for larger deposits.

    Certificate of deposit

  • A safe deposit box, sometimes referred to as a safety deposit box, is an individually secured container, usually held within a larger safe or bank vault.

    Safe deposit box

  • Safe deposit boxes are generally located in banks, post offices, or other institutions.

    Safe deposit box

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From Wikipedia, CC BY-SA 4.0. These sentences were written by other people about their own subjects; they are here to show the word at work, not as anybody’s opinion.

Related words

  • deposition
  • legal deposit
  • mineral deposit
  • safe deposit box